Legal & Compliance

Fintech compliance in the EU and UK: duties a licensed firm must run itself

Legal & Compliance

Fintech Compliance in the EU and UK: What You Must Run Yourself

by Nik Perkov25 Oct 2026

Fintech compliance in the EU and UK rests on four duties you cannot hand off: licence, AML, DORA and client money. Capital starts at EUR 20,000.

Diagram of a stablecoin payment passing through a secure gateway and arriving as euros at a bank

Legal & Compliance

Crypto to Fiat Payment Gateway: How EU Businesses Get Paid in EUR

by Nik Perkov7 Oct 2026

What a crypto to fiat gateway does, why the licence sits with the gateway after 1 July 2026, which stablecoins still convert in the EU, and what it costs compared with cards.

Legal & Compliance

MiCA CASP License Cost in 2026: Full Breakdown by Service Class

by Nik Perkov21 May 2026

MiCA CASP license runs €300K–€700K in year one. Full cost breakdown: capital floors by class, legal advisory, compliance staff, ICT/DORA, and ongoing fees.

Legal & Compliance

The MiCA July 1, 2026 Deadline: VASP Transition Status by Country

by Nik Perkov21 May 2026

MiCA deadline is July 1, 2026. Country-by-country status: Germany 53 CASPs, Netherlands closed June 2025, Lithuania January 2026, Poland no licensing path.

Legal & Compliance

What a MiCA CASP License Actually Requires

by Nik Perkov19 May 2026

MiCA CASP license requires €125K-€150K capital, a full-time compliance officer, and 12-24 months of NCA review. Most VASPs won’t clear all five blockers.