MCC code lookup: find a merchant category code

Veterinary Services

Merchants classified with this MCC are licensed practitioners of veterinary medicine, dentistry, or surgery.

Agricultural Co-operatives

Merchants classified with this MCC provide farm management services or engage in farming operations.

Landscaping and Horticultural Services

Merchants classified with this MCC provide landscape planning and design services.

General Contractors – Residential and Commercial

Merchants classified with this MCC are general contractors primarily engaged in construction of residential and/or commercial buildings.

Heating, Plumbing, and Air Conditioning Contractors

Merchants classified with this MCC are contractors that provide heating, plumbing and air conditioning services.

Electrical Contractors

Merchants classified with this MCC are contractors that provide electrical work such as fire alarm installation, sound equipment installation, telecommunications equipment installation, cable/internet installation, and telephone and...

Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors

Merchants classified with this MCC are contractors that perform masonry work, stone setting and other stone work, tile setting, plain and ornamental plastering, and insulation.

Carpentry Contractors

Merchants classified with this MCC are contractors that perform carpentry work.

Roofing, Siding, and Sheet Metal Work Contractors

Merchants classified with this MCC are contractors that install roofing and/or siding and do sheet metal work.

Concrete Work Contractors

Merchants classified with this MCC are contractors that perform concrete, cement or asphalt work.

Special Trade Contractors (Not Elsewhere Classified)

Merchants classified with this MCC are special trade contractors that perform construction work not covered with a more specific MCC. This MCC includes contractors that perform jobs such as awning installation, bathtub refinishing,...

Miscellaneous Publishing and Printing

Merchants classified with this MCC engage in business-to-business or wholesale printing, publishing and/or bookbinding activity.

Typesetting, Plate Making and Related Services

Merchants classified with this MCC perform business-to-business or wholesale typesetting for the printing trade and those that make plates for printing purposes.

Specialty Cleaning, Polishing and Sanitation Preparations

Merchants classified with this MCC engage in the business-to-business or wholesale manufacture of polishes for wood, metal, and other materials as well as cleaning solutions, industrial and household disinfectants, and other sanitation...

Railroads

Merchants classified with this MCC are railroads engaged in freight transport operations.

Local and Suburban Commuter Passenger Transportation, Including Ferries

Merchants classified with this MCC provide local and suburban mass passenger transportation over regular routes and on regular schedules.

Passenger Railways

Merchants classified with this MCC are railroads that primarily provide long distance passenger transportation.

Ambulance Services

Merchants classified with this MCC provide emergency vehicle transportation with trained personnel.

Taxicabs and Limousines

Merchants classified with this MCC provide transportation services by automobile and do not operate on a regular schedule or established route.

Bus Lines

Merchants classified with this MCC provide passenger bus transportation services on a regular schedule over predetermined routes.

Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services

Merchants classified with this MCC provide local or long-distance trucking services and may or may not also provide storage services.

Courier Services – Air and Ground, and Freight Forwarders

Merchants classified with this MCC deliver individually addressed letters, parcels, and packages, but excludes the Postal Services – Government Only (MCC 9402).

Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage

Merchants classified with this MCC provide storage and warehousing for farm products, refrigerated storage for perishable products, and storage for household goods and furniture.

Steamship and Cruise Lines

Merchants classified with this MCC provide passenger transportation on the open seas or inland waters for the purpose of vacation or pleasure.

Boat Rentals and Leasing

Merchants classified with this MCC primarily provide boat rental and leasing services for fishing boats, non-crew houseboats, sail boats, power boats, jet skis, and yachts.

Marinas, Marine Service, and Supplies

Merchants classified with this MCC operate marinas and may rent boat slips and store boats.

Airlines and Air Carriers (Not Elsewhere Classified)

Merchants classified with this MCC are airlines and air carriers that do not have their own specific MCC.

Airports, Flying Fields, and Airport Terminals

Merchants classified with this MCC operate and maintain airports and flying fields.

Travel Agencies and Tour Operators

Merchants classified with this MCC provide travel information and booking services.

Package Tour Operators – Germany Only

Merchants classified with this MCC are package tour operators in Germany.

Tolls and Bridge Fees

Merchants classified with this MCC collect fees associated with toll roads, highways, and bridges.

Transportation Services (Not Elsewhere Classified)

Merchants classified with this MCC provide passenger transportation services that are not classified with a more specific MCC. This MCC includes Merchants that provide transportation via horse-drawn cabs and carriages, bicycle-taxis,...

Telecommunication Equipment and Telephone Sales

Merchants classified with this MCC sell telecommunications equipment such as telephones, fax machines, pagers, mobile phones, and other equipment related to telecommunications.

Telecommunication Services, including Local and Long-Distance Calls, Credit Card Calls, Calls Through Use of Magnetic-Stripe-Reading Telephones, and Fax Services

Merchants classified with this MCC provide telecommunications services including local and long-distance telephone calls, calls placed using magnetic stripe-reading telephones, and fax services.

Computer Network/Information Services

Merchants classified with this MCC provide internet access.

Visa high integrity risk: Card-absent sale of access to cyber lockers or remote file-sharing

Telegraph Services

Merchants classified with this MCC that provide telegraph and other nonverbal message communications services such as telegrams.

Money Transfer

Merchants classified with this MCC allow customers to transfer funds via an electronic funds transfer / wire transfer / remittance to a named entity (both card-present and card-absent locations including on the premises of the Merchant...

Cable, Satellite and Other Pay Television/Radio/Streaming Services

Merchants classified with this MCC provide the connection and ongoing delivery of television/radio/streaming content on a subscription or fee basis.

Utilities – Electric, Gas, Water, and Sanitary

Merchants classified with this MCC provide the ongoing generation, transmission, and/or distribution of electric or gas power or other utility services.

Motor Vehicle Supplies and New Parts

Merchants classified with this MCC are business-to-business or wholesale distributors of motor vehicle accessories, tools, equipment and new parts, including electric vehicle charging equipment designed for commercial use, testing...

Office and Commercial Furniture

Merchants classified with this MCC are business-to-business or wholesale manufacturers and/or distributors of office and commercial furniture.

Construction Materials (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of construction materials and parts that are not classified with a more specific MCC.

Photographic, Photocopy, Microfilm Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of office and photographic equipment such as film, cash registers, photocopy machines, microfilm machines, vaults and safes, typewriters, fax...

Computers and Computer Peripheral Equipment and Software

Merchants classified with this MCC are business-to-business or wholesale distributors of computer hardware, software and related equipment.

Commercial Equipment (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of commercial machines and equipment that are not classified with a more specific MCC.

Medical, Dental, Ophthalmic and Hospital Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of laboratory, surgical, dental, or orthopedic equipment, patient monitoring equipment, wheelchairs, and other medical instruments, industrial safety...

Metal Service Centers and Offices

Merchants classified with this MCC are business-to-business or wholesale marketers of semi-finished metal products, excluding precious metals.

Electrical Parts and Equipment

Merchants classified with this MCC are business-to-business or wholesale distributors of electrical parts and communications equipment, such as electronic coils, capacitors, electronic condensers, diodes, semiconductor devices, public...

Hardware, Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of general hardware and cutlery such as bolts, nuts, rivets, screws, fasteners, hand tools, locks, washers, tacks, staples, nails, hand saws, saw...

Plumbing and Heating Equipment and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of hydraulic plumbing and heating equipment and supplies.

Industrial Supplies (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of industrial supplies that are not classified with a more specific MCC. Products for sale may include abrasives, bearings, boxes, cans, crates, cork,...

Precious Stones and Metals, Watches and Jewelry

Merchants classified with this MCC are business-to-business or wholesale distributors of jewelry, precious stones and metals.

Durable Goods (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of durable goods that are not classified with a more specific MCC.

Stationery, Office Supplies, Printing and Writing Paper

Merchants classified with this MCC are business-to-business or wholesale distributors of stationery and office supplies and printing and writing paper.

Drugs, Drug Proprietaries, and Druggist Sundries

Merchants classified with this MCC are business-to-business or wholesale distributors of prescription drugs, proprietary drugs, druggists’ sundries, pharmaceuticals, and biological or related products.

Visa high integrity risk: Card-absent transactions

Piece Goods, Notions, and Other Dry Goods

Merchants classified with this MCC are business-to-business or wholesale distributors of piece goods, dry goods, and notions/haberdashery.

Men’s, Women’s, and Children’s Uniforms and Commercial Clothing

Merchants classified with this MCC are business-to-business or wholesale distributors of commercial work clothing and uniforms.

Commercial Footwear

Merchants classified with this MCC are business-to-business or wholesale distributors of commercial shoes and boots including athletic footwear.

Chemicals and Allied Products (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of chemicals and allied products that are not classified with a more specific MCC. Products for sale are typically used for industrial purposes.

Petroleum and Petroleum Products

Merchants classified with this MCC are business-to-business or wholesale distributors of petroleum and petroleum products, butane gas, crude oil, fuel oil, gasoline, kerosene, lubricating oils and greases, aircraft fueling services, and...

Books, Periodicals and Newspapers

Merchants classified with this MCC are business-to-business or wholesale distributors of books, periodicals, magazines, journals, and newspapers, including newspaper agencies.

Florists Supplies, Nursery Stock and Flowers

Merchants classified with this MCC are business-to-business or wholesale distributors of flowers, nursery stock and florists’ supplies, fresh and artificial flowers, and potted plants.

Paints, Varnishes and Supplies

Merchants classified with this MCC are business-to-business or wholesale distributors of paints, varnishes, wallpaper, and supplies, including colors and pigments, enamels, lacquers, paint brushes, paint pans, sandpaper, drop cloths,...

Nondurable Goods (Not Elsewhere Classified)

Merchants classified with this MCC are business-to-business or wholesale distributors of nondurable goods that are not classified with a more specific MCC, such as food products, art goods, clothes hangers, foam rubber, ice, crude...

Home Supply Warehouse Stores

Merchants classified with this MCC sell a wide range of home products such as wallpaper, paint, lumber, garden supplies, electrical equipment and supplies and home decorating items, as well as sinks, cabinets and doors.

Lumber and Building Materials Stores

Merchants classified with this MCC sell one or more of the following products: lumber, unfinished wood products, lighting materials, concrete, sand, gravel, general building or electrical supplies, bricks, fencing, pipe, fiberglass, or...

Glass, Paint, and Wallpaper Stores

Merchants classified with this MCC sell glass, paint and painting supplies, wallpaper and hanging supplies, and other wall covering materials.

Hardware Stores

Merchants classified with this MCC sell a full range of hardware supplies for purchase by the general public.

Nurseries and Lawn and Garden Supply Stores

Merchants classified with this MCC sell nursery stock, trees, shrubs, other plants, seeds, bulbs, mulches, soil conditioners, fertilizers, pesticides, garden tools, and other garden supplies.

Marketplaces

Entities classified with this MCC are online marketplaces that accept Visa and bring together cardholders and retailers selling a range of goods or services that may otherwise qualify for different MCCs, on a single e-commerce website...

Mobile Home Dealers

Merchants classified with this MCC sell new and used mobile homes and related parts, accessories, and equipment.

Wholesale Clubs

Merchants classified with this MCC sell a full range of goods (often in bulk) and services in warehouse-style stores.

Duty Free Stores

Merchants classified with this MCC sell a variety of gift and import items that are typically exempt from customs fees, such as liquor, perfume, and jewelry.

Discount Stores

Merchants classified with this MCC sell a general line of merchandise and offer it at a discounted rate.

Department Stores

Merchants classified with this MCC sell a general line of apparel, home furnishings, furniture, electronics, cosmetics, housewares, and major household appliances.

Variety Stores

Merchants classified with this MCC sell a limited selection of various products in a lower price range.

Miscellaneous General Merchandise

Merchants classified with this MCC sell a general line of merchandise.

Grocery Stores and Supermarkets

Merchants classified with this MCC sell a complete, full line of food merchandise for home consumption.

Freezer and Locker Meat Provisioners

Merchants classified with this MCC sell fresh, frozen, or cured meats, fish, shellfish, and other seafoods.

Candy, Nut, and Confectionery Stores

Merchants classified with this MCC are retail sellers of candy, chocolate, nuts, dried fruits, popcorn and other confections.

Dairy Products Stores

Merchants classified with this MCC sell packaged butter, cheese, ice cream, milk, and other dairy products.

Bakeries

Merchants classified with this MCC sell (and may make) bakery goods.

Miscellaneous Food Stores – Convenience Stores and Specialty Markets

Merchants classified with this MCC sell specialty foods not classified with a more specific MCC.

Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing

Merchants classified with this MCC sell and/or lease new and used automobiles, trucks, pickups, and vans and may also conduct repair work and sell replacement parts and accessories.

Car and Truck Dealers (Used Only) Sales, Service, Repairs, Parts, and Leasing

Merchants classified with this MCC sell and/or lease only used automobiles, trucks, pickups and vans and may also conduct repair work and sell replacement parts and accessories.

Automotive Tire Stores

Merchants classified with this MCC sell automotive and truck tires and related parts and may also conduct tire installation and repair services.

Automotive Parts and Accessories Stores

Merchants classified with this MCC sell automobile parts, equipment, and accessories, including electric vehicle charging equipment designed for personal use.

Service Stations (With or without Ancillary Services)

Merchants classified with this MCC are retail sellers of engine fuel These Merchants may or may not also have a convenience store, car wash, or automotive repair shop on the premises, but must sell fuel for consumer use.

Automated Fuel Dispensers

Merchants classified with this MCC are retail sellers of engine fuel through the use of an Automated Fuel Dispenser (AFD).

Boat Dealers

Merchants classified with this MCC sell new and used motorboats, sailboats, and other watercraft, marine supplies, and outboard motors.

Electric Vehicle Charging

Merchants classified with this MCC sell electricity for the purpose of fueling an automobile.

Camper, Recreational and Utility Trailer Dealers

Merchants classified with this MCC sell new and used campers, recreational and utility trailers, and related parts and accessories.

Motorcycle Shops and Dealers

Merchants classified with this MCC sell new and used motorcycles, motor scooters, mopeds and related parts, equipment, clothing, and accessories.

Motor Homes Dealers

Merchants classified with this MCC sell new and used motor homes and related parts and accessories.

Snowmobile Dealers

Merchants classified with this MCC sell new and used snowmobiles and related parts and accessories.

Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified)

Merchants classified with this MCC sell new and used aircraft and/or automotive, farm, and recreational vehicles, parts, equipment and supplies not classified with a more specific MCC.

Men’s and Boys’ Clothing and Accessories Stores

Merchants classified with this MCC sell men’s and boys’ ready-to-wear clothing and accessories.

Women’s Ready-To-Wear Stores

Merchants classified with this MCC sell a general line of women’s ready-to-wear and special-event clothing.

Women’s Accessory and Specialty Shops

Merchants classified with this MCC sell women’s clothing accessories, including handbags, hats, costume jewelry, scarves, belts, hair accessories, lingerie, and hosiery.

Children’s and Infants’ Wear Stores

Merchants classified with this MCC sell children’s and infants’ clothing and accessories.

Family Clothing Stores

Merchants classified with this MCC sell general lines of men’s, women’s, and children’s clothing and accessories without specializing in sales for a particular gender or age group.

Sports and Riding Apparel Stores

Merchants classified with this MCC sell athletic, sports, and riding apparel and active wear.

Shoe Stores

Merchants classified with this MCC sell men’s, women’s, and/or children’s footwear (including athletic footwear) and accessories.

Furriers and Fur Shops

Merchants classified with this MCC sell a variety of items made of animal fur, including coats, jackets, hats, and gloves.

Men’s and Women’s Clothing Stores

Merchants classified with this MCC sell men’s and women’s clothing and accessories but not infants’ and children’s clothing.

Tailors, Seamstresses, Mending, and Alterations

Merchants classified with this MCC create and sell custom-made clothing and perform alterations, mending, and garment repair or restoration.

Wig and Toupee Stores

Merchants classified with this MCC sell permanently attached or temporary toupees, wigs, hair pieces, and hair extensions or provide hair weaving services.

Miscellaneous Apparel and Accessory Shops

Merchants classified with this MCC sell specialized lines of apparel (excluding fur) and accessories that are not classified with a more specific MCC.

Furniture, Home Furnishings, and Equipment Stores, Except Appliances

Merchants classified with this MCC sell home furnishings and a wide variety of finished furniture products and accessories for the home.

Floor Covering Stores

Merchants classified with this MCC are retail sellers of floor coverings such as carpet, area rugs, floor tile, linoleum, stone, wood, and brick, and may or may not also perform installation services.

Drapery, Window Covering, and Upholstery Stores

Merchants classified with this MCC sell draperies, curtains, venetian blinds, window shades, and upholstery materials.

Fireplace, Fireplace Screens and Accessories Stores

Merchants classified with this MCC sell pre-made fireplaces, wood stoves, and fireplace parts and accessories.

Miscellaneous Home Furnishing Specialty Stores

Merchants classified with this MCC sell miscellaneous home furnishings such as housewares, cutlery, bedding and linen, lamps and shades, mirrors and pictures, pottery, and ceramic items.

Household Appliance Stores

Merchants classified with this MCC sell household appliances such as gas or electric ranges and stoves, ovens, refrigerators, dishwashers, water heaters, washers and dryers, garbage disposals, sewing machines, self-contained air...

Guns and Ammunition Shops

Merchants classified with this MCC sell guns and/or ammunition.

Electronics Stores

Merchants classified with this MCC sell a wide variety of electronic goods such as televisions, radios, cameras, computers, tablets, and stereo components and may also sell electronic parts and or accessories for the repair,...

Music Stores – Musical Instruments, Pianos, and Sheet Music

Merchants classified with this MCC sell musical instruments, sheet music, keyboards, instruction books, pianos, guitars and related supplies and equipment and may also offer music instruction.

Computer Software Stores

Merchants classified with this MCC sell computer software programs for business and personal use and may also sell or lease computer hardware or other related products.

Record Stores

Merchants classified with this MCC sell records, compact discs (CDs), and cassettes, and may also rent video tapes.

Caterers

Merchants classified with this MCC contract with consumers to prepare and deliver (typically to a specified location) food and drinks for immediate consumption and may also provide clean-up services, tables, serving equipment,...

Eating Places and Restaurants

Merchants classified with this MCC prepare food and drinks for immediate consumption, typically on the Merchant’s premises.

Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques

Merchants classified with this MCC sell alcoholic beverages such as wine, beer, mixed drinks, and other liquors and beverages for consumption on the premises.

Fast Food Restaurants

Merchants classified with this MCC sell prepared food and beverages for consumption either on the premises or packaged for carry-out.

Digital Goods Media – Books, Movies, Digital artwork/images, Music

Merchants classified with this MCC sell books, movies, digital artwork/images or music that is delivered in electronic format.

Digital Goods – Games

Merchants classified with this MCC sell games (including games of skill but excluding games of chance) that are delivered in electronic format, including in-app purchases in games

Visa high integrity risk: Card-absent skilled game wagering, e.g. daily fantasy sports

Digital Goods – Applications (Excludes Games)

Merchants classified with this MCC sell applications or software (excludes games) that are delivered in electronic format.

Digital Goods – Large Digital Goods Merchant

All regions (excluding Europe): Merchants classified with this MCC are large-volume Merchants that sell digital goods (goods delivered via electronic format) with a minimum threshold of 25 million transactions annually.

Drug Stores and Pharmacies

Merchants classified with this MCC sell prescription and proprietary drugs

Visa high integrity risk: Card-absent transactions (AP, Canada, CEMEA, Europe, LAC: only non-domestic)

Package Stores – Beer, Wine, and Liquor

Merchants classified with this MCC sell packaged alcoholic beverages such as beer, wine, and liquor for consumption off the premises and may also sell a limited variety of food and snack items, newspapers and magazines, and a limited...

Used Merchandise and Secondhand Stores

Merchants classified with this MCC sell used merchandise or secondhand goods such as accessories, shoes and clothing, furniture, books, bicycles, musical instruments, sewing machines, electronic equipment, appliances, and other...

Antique Shops – Sales, Repairs, and Restoration Services

Merchants classified with this MCC sell antiques such as furniture, jewelry, cameras and photographic equipment, tools, artwork, books, appliances and other household items.

Pawn Shops

Merchants classified with this MCC lend money in exchange for personal property left with the Merchants as security.

Wrecking and Salvage Yards

Merchants classified with this MCC provide wrecking and salvaging services.

Antique Reproductions

Merchants classified with this MCC sell antique reproductions or facsimiles of clothing, furniture, rugs, paintings and artwork, mirrors, glassware, jewelry, and other household and personal items and may also provide antique photograph...

Bicycle Shops – Sales and Service

Merchants classified with this MCC sell bicycles, bicycle parts, and accessories (including a limited variety of related sporting apparel) and may also conduct repair work.

Sporting Goods Stores

Merchants classified with this MCC sell sporting goods, sports equipment, camping supplies, and related parts and accessories, and may also rent or repair equipment.

Book Stores

Merchants classified with this MCC sell new and/or used books, journals, magazines, textbooks, maps and atlases, audio books, and calendars.

Stationery Stores, Office and School Supply Stores

Merchants classified with this MCC are retail sellers of paper goods used in offices and schools, office and school supplies and small office equipment and furniture.

Jewelry Stores, Watches, Clocks, and Silverware Stores

Merchants classified with this MCC sell fine jewelry, watches, clocks, and sterling silver and silver-plated flatware and accessories, and may also repair fine jewelry.

Hobby, Toy, and Game Shops

Merchants classified with this MCC sell toys and games and may also sell a limited selection of do-it-yourself crafts or hobby kits.

Camera and Photographic Supply Stores

Merchants classified with this MCC sell cameras, films, video equipment, printers, and other photographic equipment and supplies, and may provide photo/video processing services.

Gift, Card, Novelty and Souvenir Shops

Merchants classified with this MCC sell gifts and novelty items, greeting cards, balloons, souvenirs, holiday decorations, stationery, wrapping paper and bows, photo albums, and a limited selection of office supplies.

Luggage and Leather Goods Stores

Merchants classified with this MCC are retail sellers of luggage, trunks, briefcases, leather backpacks, wallets, purses, gloves, and other leather goods, and may also sell a limited selection of leather apparel.

Sewing, Needlework, Fabric and Piece Goods Stores

Merchants classified with this MCC are retail sellers of fabric, patterns, yarn and other needlework/sewing supplies, and may offer sewing classes or instruction.

Glassware/Crystal Stores

Merchants classified with this MCC sell glassware, china and crystal tableware, and glass, china or crystal gift items.

Direct Marketing – Insurance Services

Merchants classified with this MCC sell insurance via direct mail, billing statement stuffers, and magazine or television ads, all of which include either a toll-free telephone number or an address to which prospective customers may...

Direct Marketing – Travel-Related Arrangement Services

Merchants classified with this MCC sell travel-related services (including discount travel clubs or newsletters) via outbound telemarketing calls, mailings, magazine or television ads, or other direct marketing methods that include...

Door-To-Door Sales

Merchants classified with this MCC sell a variety of products by means of house-to-house visits.

Direct Marketing – Catalog Merchant

Merchants classified with this MCC sell a variety of goods via catalogs and offer no means by which customers may purchase products in a face-to-face manner.

Direct Marketing – Combination Catalog and Retail Merchant

Merchants classified with this MCC sell a variety of goods via catalog and one or more retail outlets.

Direct Marketing – Outbound Telemarketing Merchant

Merchants classified with this MCC sell a variety of products using outbound telemarketing methods, where the Merchant initiates contact with prospective buyers via telephone or mailing (other than a catalog) that instructs the...

Visa high integrity risk: Card-absent transactions

Adult Content and Services

Merchants classified with this MCC sell adult content and services that customers access via telephone or fax or over the internet.

Visa high integrity risk: Card-absent transactions

Direct Marketing – Continuity/Subscription Merchant

Merchants classified with this MCC sell subscription products for delivery (such as book clubs, collectibles, magazines/newspapers cosmetics, food, clothing, “nutraceuticals”) via “direct” mail, email.

Visa high integrity risk: Card-absent subscription "negative option" merchants

Direct Marketing – Other Direct Marketers (Not Elsewhere Classified)

Merchants classified with this MCC sell products or services through a variety of direct response methods that include an order form or an address and/or telephone number the customer may use to place an order by mail, telephone, or fax...

Artists’ Supply and Craft Shops

Merchants classified with this MCC sell art and craft materials, equipment and supplies used to create other items.

Art Dealers and Galleries

Merchants classified with this MCC sell artwork such as paintings, photographs, or sculpture.

Stamp and Coin Stores

Merchants classified with this MCC sell postage stamps and coins, and related accessories for the purpose of stamp collecting, coin collecting or investment.

Religious Goods Stores

Merchants classified with this MCC sell religious goods such as figurines, cards, devotion supplies, pictures, books, and decorative items.

Hearing Aids – Sales, Service, and Supply

Merchants classified with this MCC sell hearing aids and related supplies and may also conduct repair work.

Orthopedic Goods – Prosthetic Devices

Merchants classified with this MCC sell a variety of prosthetic devices and orthopedic goods and accessories and may also conduct repair work.

Cosmetic Stores

Merchants classified with this MCC sell cosmetics.

Typewriter Stores – Sales, Rentals, and Service

Merchants classified with this MCC sell, rent, or lease typewriters may also sell a limited selection of office supplies and equipment and may also conduct repair work.

Fuel Dealers – Fuel Oil, Wood, Coal, and Liquefied Petroleum

Merchants classified with this MCC sell fuel oil, wood, coal, liquefied petroleum, aviation fuel, heating oil or gas propane for consumer use, and may also sell fuel for consumer use in automobiles.

Florists

Merchants classified with this MCC sell cut flowers, flower arrangements, and potted plants, and may also sell novelty items.

Cigar Stores and Stands

Merchants classified with this MCC sell tobacco, cigarettes, electronic cigarettes, cigars, pipes, and smokers’ supplies.

Visa high integrity risk: Card-absent transactions (AP, Canada, CEMEA, Europe, LAC: only non-domestic)

News Dealers and Newsstands

Merchants classified with this MCC sell newspapers, magazines, journals, and other periodicals.

Pet Shops, Pet Foods and Supplies Stores

Merchants classified with this MCC sell domestic pets, pet food, and pet supplies.

Swimming Pools – Sales and Service

Merchants classified with this MCC sell home swimming pools, spas, hot tubs, whirlpool baths, and supplies, and may also provide installation and/or repair services.

Electric Razor Stores – Sales and Service

Merchants classified with this MCC sell electric razors and may also provide repair services.

Tent and Awning Shops

Merchants classified with this MCC sell tents and awnings for home or business use and may also provide repair services.

Miscellaneous and Specialty Retail Shops

Merchants classified with this MCC sell unique or specialized products that are not classified with a more specific MCC.

Financial Institutions – Manual Cash Disbursements

This MCC must be used for face-to-face cash disbursements.

Financial Institutions – Automated Cash Disbursements

This MCC must be used only for cash disbursements where cardholders receive cash through Automated Teller Machines (ATMs) owned, leased, controlled, or sponsored by banks, savings and loans, thrifts, and credit unions.

Financial Institutions – Merchandise, Services, and Debt Repayment

This MCC must be used by Financial Institutions for the purchase of merchandise or services or the repayment of loans & debts.

Visa high integrity risk: Card-absent crypto exchanges, wallet and on-ramp providers

Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment

This MCC must be used for the funding of an account (excluding prepaid card loads), the purchase of foreign currency, Liquid and Cryptocurrency Assets (for example: cryptocurrency), money orders, or travelers’ cheques that occurs at...

Visa high integrity risk: Card-absent crypto exchanges, wallet and on-ramp providers

Security Brokers/Dealers

Merchants classified with this MCC are licensed, in all jurisdictions they sell into to buy, sell and broker securities, stocks, bonds, commodities, and mutual funds.

Visa high integrity risk: Card-absent financial trading platforms

Insurance Sales, Underwriting, and Premiums

Merchants classified with this MCC sell personal or business insurance policies such as automobile, life, health, hospital, medical, and dental insurance, homeowners’ and renters’ insurance, real estate title insurance, pet health...

Real Estate Agents and Managers

This MCC must be used for the payment of management fees, rental commissions, rental payments, and other payments at real estate agents, brokers, and managers engaged in the rental and management of residential and commercial properties.

Non-Financial Institutions – Stored Value Card Purchase/Load

This MCC must be used by Merchants whose primary business is the sale of and/or any subsequent reloads of stored value cards/accounts (including Visa Prepaid Cards) occurring at non-financial institutions.

Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified)

Merchants classified with this MCC are lodging establishments or central reservation services that do not have their own specific MCC. MCC 7011 may include bed and breakfast establishments, resorts, cabins, cottages, hostels, short-term...

Timeshares

Merchants classified with this MCC sell, lease, and rent timeshares and arrange timeshare condominium exchanges.

Sporting and Recreational Camps

Merchants classified with this MCC operate children’s camps, recreational camps, and sporting camps.

Trailer Parks and Campgrounds

Merchants classified with this MCC provide overnight or short-term camp sites for recreational vehicles, trailers, campers, or tents.

Laundry, Cleaning, and Garment Services

Merchants classified with this MCC operate steam or other types of laundry or laundry services.

Laundries – Family and Commercial

Merchants classified with this MCC provide coin-operated or similar self-service washers and dryers for general consumer use and may also offer laundry services.

Dry Cleaners

Merchants classified with this MCC perform dry cleaning services for individuals or businesses and may offer limited alteration services.

Carpet and Upholstery Cleaning

Merchants classified with this MCC clean carpets, drapes, and upholstery.

Photographic Studios

Merchants classified with this MCC perform still or video portrait photography for the general public.

Beauty and Barber Shops

Merchants classified with this MCC provide personal hair care services such as hair cutting, styling, and coloring, and may also perform manicures and pedicures and sell a limited selection of hair care products.

Shoe Repair Shops, Shoeshine Parlors, and Hat Cleaning Shops

Merchants classified with this MCC repair footwear and provide shoe and hat cleaning and maintenance services.

Funeral Services and Crematories

Merchants classified with this MCC are mortuaries, crematories, and funeral homes that provide burial preparation services, conduct funerals, and provide cremation services.

Dating Services

Merchants classified with this MCC provide dating services, including online services.

Visa high integrity risk: Card-absent transactions

Tax Preparation Services

Merchants classified with this MCC provide income tax return preparation services but do not provide auditing, accounting, or bookkeeping services.

Counseling Services – Debt, Marriage, and Personal

Merchants classified with this MCC provide a variety of personal counseling services, such as debt and financial counseling, marriage counseling, family counseling, and alcohol and drug abuse counseling.

Buying and Shopping Services and Clubs

Merchants classified with this MCC act as an intermediary to facilitate buying and shopping for individuals or businesses on a fee basis.

Clothing Rental – Costumes, Uniforms, Formal Wear

Merchants classified with this MCC rent costumes, uniforms, formal wear, and other types of apparel and related accessories.

Massage Parlors

Merchants classified with this MCC specialize in providing therapeutic massage services and may also provide other personal services such as spa treatments and rent saunas or hot tubs for customer use.

Health and Beauty Spas

Merchants classified with this MCC provide a variety of personal or therapeutic services such as facials, massages, mud baths, herbal wraps, tanning treatments, whirlpools, steam baths, hair and makeup styling, and instructional classes.

Miscellaneous Personal Services (Not Elsewhere Classified)

Merchants classified with this MCC provide personal services that are not classified with a more specific MCC.

Advertising Services

Merchants classified with this MCC prepare advertising (writing copy, artwork, graphics, and other creative work) and place such advertising and/or samples in periodicals, newspapers, radio and television, on the internet, in the sky,...

Consumer Credit Reporting Agencies

Merchants classified with this MCC provide consumer credit reporting services such as credit investigation, credit clearinghouses, and other related services.

Collection Agencies

Merchants classified with the MCC collect payments of overdue receivables under contract or collect overdue receivables that they have purchased from a third party.

Commercial Photography, Art, and Graphics

Merchants classified with this MCC provide commercial art or graphic design services for advertising agencies, publishers, and other businesses.

Quick Copy, Reproduction, and Blueprinting Services

Merchants classified with this MCC reproduce and bind text, drawings, plans, maps, or other copy, by blueprinting, photocopying, or other methods of duplication.

Stenographic and Secretarial Support

Merchants classified with this MCC provide a range of stenographic and secretarial services such as word processing, typing, editing, letter writing, proofreading, resume writing, and court reporting services.

Exterminating and Disinfecting Services

Merchants classified with this MCC provide pest control, extermination, fumigation, and disinfection services.

Cleaning, Maintenance, and Janitorial Services

Merchants classified with this MCC provide cleaning and maintenance services.

Employment Agencies and Temporary Help Services

Merchants classified with this MCC provide employment services for those seeking employees or employment.

Computer Programming, Data Processing, and Integrated Systems Design Services

Merchants classified with this MCC provide computer programming services, systems design, website design, data entry, and data processing services.

Information Retrieval Services

Merchants classified with this MCC are business-to-business or wholesale provisioners of online or database information retrieval services.

Computer Maintenance, Repair and Services (Not Elsewhere Classified)

Merchants classified with this MCC provide computer-related services such as computer consulting, database development, computer maintenance and repair, conversion services, and computer requirements analysis.

Management, Consulting, and Public Relations Services

Merchants classified with this MCC perform a variety of activities for private, nonprofit, and public organizations, such as strategic and organizational planning, financial planning and budgeting, developing marketing objectives,...

Detective Agencies, Protective Services, and Security Services, including Armored Cars, and Guard Dogs

Merchants classified with this MCC provide security devices/systems and services such as security guard, protective, and armored car services and investigative services.

Equipment, Tool, Furniture, and Appliance Rental and Leasing

Merchants classified with this MCC rent and lease equipment, tools, furniture, appliances, and office equipment, excluding typewriters.

Photofinishing Laboratories and Photo Developing

Merchants classified with this MCC develop film, make photographic prints and enlargements, provide custom services, and may also sell a limited selection of photographic supplies and accessories.

Business Services (Not Elsewhere Classified)

Merchants classified with this MCC provide business services that are not typically considered to be “professions” and are not classified with a more specific MCC.

Automobile Rental Agency

Merchants classified with this MCC are car rental agencies that do not have designated unique MCCs.

Truck and Utility Trailer Rentals

Merchants classified with this MCC provide short-term rental or long-term leasing of trucks, vans, or utility trailers.

Motor Home and Recreational Vehicle Rentals

Merchants classified with this MCC rent motor homes, RVs, campers, tent trailers, and other recreational vehicles on daily, short-term, or extended-term basis.

Parking Lots, Parking Meters and Garages

Merchants classified with this MCC provide temporary parking services for all modes of transportation, usually on an hourly, daily, or monthly contract or fee basis.

Automotive Body Repair Shops

Merchants classified with this MCC perform automotive body repair work and may paint automobiles in conjunction with body repair work.

Tire Retreading and Repair Shops

Merchants classified with this MCC sell, install, repair, or retread old tires.

Automotive Paint Shops

Merchants classified with this MCC paint, refinish, and restore automobiles.

Automotive Service Shops (Non-Dealer)

Merchants classified with this MCC conduct automotive repairs and general or specific services.

Car Washes

Merchants classified with this MCC wash, wax, and polish automobiles or provide self-service facilities.

Towing Services

Merchants classified with this MCC provide vehicle towing services.

Electronics Repair Shops

Merchants classified with this MCC repair electronics (excluding appliances) such as radios, televisions, stereo equipment, and computers.

Air Conditioning and Refrigeration Repair Shops

Merchants classified with this MCC service and repair household and commercial air conditioning and refrigeration systems.

Electrical and Small Appliance Repair Shops

Merchants classified with this MCC service and repair household and commercial electrical components, small appliances (such as microwaves, toaster ovens, and toasters), and electrical office machines, excluding typewriters.

Watch, Clock and Jewelry Repair

Merchants classified with this MCC clean and repair all types of watches, clocks, and fine jewelry.

Furniture – Reupholstery, Repair, and Refinishing

Merchants classified with this MCC reupholster, repair, refinish, and restore furniture.

Welding Services

Merchants classified with this MCC perform welding services and repair.

Miscellaneous Repair Shops and Related Services

Merchants classified with this MCC provide service and repair work and are not classified with a more specific MCC.

Government-Owned Lotteries (US Region only)

Merchants classified with this MCC are government-owned lotteries in the US Region that are registered with Visa to sell lottery tickets.

Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)

Merchants classified with this MCC are licensed by a US government entity (and/or sanctioned and regulated by applicable legislation) and registered with Visa to sell virtual gambling chips or offer online gambling.

Government-Licensed Horse/Dog Racing (US Region only)

Merchants classified with this MCC are licensed by a US government entity (and/or sanctioned and regulated by applicable legislation) and registered with Visa to sell on- or off-track wagers at horse- or dog-racing facilities.

Motion Picture and Video Tape Production and Distribution

Merchants classified with this MCC are business-to-business or wholesale producers and distributors of educational and industrial films and videos for exhibition and sale .

Motion Picture Theaters

Merchants classified with this MCC operate movie theaters and sell tickets and refreshments or sell movie tickets online.

DVD/Video Tape Rental Stores

Merchants classified with this MCC rent DVDs/video tapes for personal use and may sell a limited selection of used videos/DVDs and refreshments.

Dance Halls, Studios and Schools

Merchants classified with this MCC operate dance studios, schools, and public dance halls or ballrooms.

Ticket Agencies and Theatrical Producers (Except Motion Pictures)

Merchants classified with this MCC operate live theatrical productions (such as road companies and summer theater groups) and services associated with theatrical productions and concerts (such as casting agencies, booking agencies,...

Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified)

Merchants classified with this MCC provide entertainment other than theatrical productions (such as musicians, bands, orchestras, and other types of entertainers such as comedians and magicians).

Billiard and Pool Establishments

Merchants classified with this MCC operate establishments that rent the use of pool or billiard tables and other games for entertainment.

Bowling Alleys

Merchants classified with this MCC operate bowling alleys for entertainment.

Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters

Merchants classified with this MCC operate and promote semi-professional and professional athletic clubs (such as baseball, basketball, football, hockey, soccer), promote amateur and professional athletic events, manage individual...

Tourist Attractions and Exhibits

Merchants classified with this MCC operate a variety of tourist attractions and exhibits for entertainment, such as botanical gardens, craft shows, museums, and wineries.

Public Golf Courses

Merchants classified with this MCC operate public golf courses.

Video Amusement Game Supplies

Merchants classified with this MCC sell coin-operated amusement machines such as video game machines, jukeboxes, pinball machines, slot machines, mechanical games, instant photograph booths, and similar types of amusement equipment and...

Video Game Arcades/Establishments

Merchants classified with this MCC operate arcades, amusement machines (such as video game machines, jukeboxes, pinball machines, mechanical games, instant photograph booths, and similar types of amusement equipment) and indoor playgrounds.

Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value

Merchants classified with this MCC operate games of chance to win prizes of monetary value or betting establishments.

Visa high integrity risk: Card-absent transactions

Amusement Parks, Circuses, Carnivals, and Fortune Tellers

Merchants classified with this MCC operate circuses, carnivals, and amusement and theme parks that offer mechanical rides, snacks and food stands, games, animal exhibits, and entertainment, as well as fortune-telling, astrology,...

Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses

Merchants classified with this MCC operate sports and recreation facilities that require membership such as exercise, athletic and health clubs, country clubs, private golf courses, boating and yacht clubs, swimming clubs, tennis clubs,...

Aquariums, Seaquariums, Dolphinariums, and Zoos

Merchants classified with this MCC operate zoos or sea life parks for entertainment and education for the general public.

Recreation Services (Not Elsewhere Classified)

Merchants classified with this MCC provide a wide variety of recreation and entertainment services that require active physical participation and that are not classified with a more specific MCC.

Doctors and Physicians (Not Elsewhere Classified)

Merchants classified with this MCC are licensed physicians engaged in a practice of general or specialized medicine and surgery that is not classified with a more specific MCC.

Dentists and Orthodontists

Merchants classified with this MCC are licensed physicians that practice general or specialized dentistry such as dental surgery.

Osteopaths

Merchants classified with this MCC provide therapy involving the non-surgical manipulation and adjustment of bone structures.

Chiropractors

Merchants classified with this MCC provide therapy in which the spinal column and limbs are manipulated or adjusted.

Optometrists and Ophthalmologists

Merchants classified with this MCC are licensed physicians that examine and treat eye defects with corrective eyeglasses or contacts or surgical techniques, treat eye diseases, and may fill contact or eyeglass prescriptions and sell...

Opticians, Optical Goods, and Eyeglasses

Merchants classified with this MCC perform eye examinations, write prescriptions, make and sell eyeglasses, and sell other optical goods.

Podiatrists and Chiropodists

Merchants classified with this MCC are licensed physicians specializing in diagnosing and treating foot ailments.

Nursing, Home Healthcare and Personal Care Facilities

Merchants classified with this MCC provide inpatient nursing or health-related personal care services and operate convalescent/nursing homes, hospice facilities, offer care in home/residential environment and other long-term care...

Hospitals

Merchants classified with this MCC are hospitals that provide diagnostic services, extensive medical treatment, surgery, continuous nursing services, mental and psychiatric care, and other hospital services.

Medical and Dental Laboratories

Merchants classified with this MCC provide medical and dental laboratory services.

Medical Services and Health Practitioners (Not Elsewhere Classified)

Merchants classified with this MCC are medical professionals that are not classified with a more specific MCC.

Legal Services and Attorneys

Merchants classified with this MCC are headed by members of the bar and provide legal advice and services.

Elementary and Secondary Schools

Merchants classified with this MCC are elementary and secondary schools that provide academic instruction.

Colleges, Universities, Professional Schools, and Junior Colleges

Merchants classified with this MCC are community and junior colleges, universities, theological seminaries and professional schools (such as dental, law, engineering, medical) that provide academic courses and grant academic degrees.

Correspondence Schools

Merchants classified with this MCC are correspondence schools that offer educational and instruction through the mail/internet by sending lessons and examinations to the student.

Business and Secretarial Schools

Merchants classified with this MCC are business and secretarial schools that offer general business training such as office procedures, word processing, stenographic, and other clerical skills.

Vocational and Trade Schools

Merchants classified with this MCC offer training and instruction in specialized professions such as welding, mechanics, carpentry, real estate, and truck driving.

Schools and Educational Services (Not Elsewhere Classified)

Merchants classified with this MCC offer educational courses and services that are not classified with a more specific MCC.

Child Care Services

Merchants classified with this MCC provide care for infants or children.

Charitable Social Service Organizations

Merchants classified with this MCC are non-political fund-raising organizations engaged in soliciting charitable donations/contributions on behalf of organizations engaged in social welfare services, or social service organizations...

Civic, Social, and Fraternal Associations

Merchants classified with this MCC are associations engaged in civic, social, or fraternal activities.

Political Organizations

Merchants classified with this MCC are membership organizations that promote the interests of or raise funds for a national, state, or local political party or candidate.

Religious Organizations

Merchants classified with this MCC are religious organizations that provide worship services, religious training or study, or religious activities.

Automobile Associations

Merchants classified with this MCC are automobile associations and clubs that provide a variety of travel-related services to its members.

Membership Organizations (Not Elsewhere Classified)

Merchants classified with this MCC are organizations or associations that are not classified with a more specific MCC.

Testing Laboratories (Non-Medical Testing)

Merchants classified with this MCC provide testing services (such as automobile testing, calibration and certification, food testing, forensic testing, product and pollution testing, and industrial X-ray inspection services).

Architectural, Engineering, and Surveying Services

Merchants classified with this MCC provide professional architectural, home and building design, boat design, and engineering, land, water, and aerial surveying services.

Accounting, Auditing, and Bookkeeping Services

Merchants classified with this MCC provide accounting, bookkeeping, billing and payroll services, and other related auditing services, and may also provide income tax preparation services.

Professional Services (Not Elsewhere Classified)

Merchants classified with this MCC provide professional services that are not classified with a more specific MCC.

Court Costs, Including Alimony and Child Support

Merchants classified with this MCC are local, state, and federal courts of law that administer and process court fees, alimony, and child support payments.

Fines

Merchants classified with this MCC are government entities that administer and process local, state, and federal fines and penalties, motor vehicle violations, and community- or property-assessed fines.

Bail and Bond Payments

Merchants classified with this MCC post bail to the court system as security for the appearance of the arraigned individual.

Tax Payments

Merchants classified with this MCC are local, state, and federal entities that engage in financial administration and taxation including collection of taxes and penalties and custody and disbursement of funds.

Government Services (Not Elsewhere Classified)

Merchants classified with this MCC are government entities that provide general support services to government and communities are not classified with a more specific MCC.

Postal Services – Government Only

Merchants classified with this MCC are government postal offices that provide a variety of services such as accepting and processing packages and mail for delivery and selling postage stamps.

U.S. Federal Government Agencies or Departments

Merchants classified with this MCC process U.S. federal government transactions using an acquiring BIN associated with the Intra-Government Transfers (IGOTS) program.

Government-Owned Lotteries (Non-U.S. region)

Merchants classified with this MCC are government-owned lotteries that sell lottery tickets

Emergency Services (GCAS) (Visa use only)

This MCC is used only by Visa to enable members and processors to identify emergency transactions from the Global Customer Assistance Services (GCAS).

Intra-Company Purchases

Merchants classified with this MCC process purchasing card transactions representing internal unit-to-unit transfers of goods and services.