Academy
Cross-Border B2B Payments: Cost, Speed and Options
by Nik Perkov
FSB data show B2B cross-border payments cost 1.6% on average. Swift vs a stablecoin route from the EU: a EUR 20,000 cost estimate, 11 corridors, and where local rules block it.
Academy
High Risk Merchant Account: Reserves, Chargeback Limits and Options
by Nik Perkov
How high risk merchant accounts work in 2026: why acquirers refuse or cap high-risk businesses, the Visa and Mastercard chargeback thresholds, rolling reserves, and stablecoins settled to EUR.
Legal & Compliance
Crypto to Fiat Payment Gateway: How EU Businesses Get Paid in EUR
by Nik Perkov
What a crypto to fiat gateway does, why the licence sits with the gateway after 1 July 2026, which stablecoins still convert in the EU, and what it costs compared with cards.
Legal & Compliance
MiCA CASP License Cost in 2026: Full Breakdown by Service Class
by Nik Perkov
MiCA CASP license runs €300K–€700K in year one. Full cost breakdown: capital floors by class, legal advisory, compliance staff, ICT/DORA, and ongoing fees.
Legal & Compliance
The MiCA July 1, 2026 Deadline: VASP Transition Status by Country
by Nik Perkov
MiCA deadline is July 1, 2026. Country-by-country status: Germany 53 CASPs, Netherlands closed June 2025, Lithuania January 2026, Poland no licensing path.
Legal & Compliance
What a MiCA CASP License Actually Requires
by Nik Perkov
MiCA CASP license requires €125K-€150K capital, a full-time compliance officer, and 12-24 months of NCA review. Most VASPs won’t clear all five blockers.
Legal & Compliance
Virtual IBANs: How They Work and Why Businesses Use Them in 2026
by Nik Perkov
Virtual IBANs for modern banking and global payments
Academy
What is Litecoin (LTC)
by Clara Whitfield
Litecoin (LTC) explained: Discover what this cryptocurrency is and how it works. Learn about its key benefits, aiming to be a faster Bitcoin alternative.
Web3
Blockchain insurance
by Clara Whitfield
Blockchain in Insurance: A New Era? Explore how blockchain is transforming the insurer landscape, creating new efficiencies and opportunities.
Academy
How to create a cryptocurrency: learn how to make your own crypto coin
by Clara Whitfield
Learn how to create your own cryptocurrency coin! This simple guide covers everything from blockchain tech to launching your new crypto token.
Academy
What is blockchain security and why does it matter for your crypto
by Clara Whitfield
Blockchain Security: Protecting Your Data and Assets. Learn about blockchain security, risks, and how to secure your data using blockchain technologies.
Academy
MEV bot explained: how bots extract millions from your crypto trades
by Clara Whitfield
Ethereum MEV bot guide: Learn arbitrage trading strategies. Maximize extractable value with our crypto trading bot designed for web3. Avoid bot scams.
