Launch your product in 1 week, not 9 months

Stablecoin & Crypto Payments API for PSPs and Fintechs

Product and integration layer on top of licensed EMI/VASP partners. Accept crypto, receive fiat instantly — your brand, our API, zero volatility risk.

Book a Demo Try API

Accepted by 100M+ merchants, global ATMs, and payment platforms worldwide

Build in-house for €260,000+
or deploy in 1 week for €60,000

PSPs & banks want stablecoin payments with predictable cash flow and zero volatility risk.

See your exact savings with us

Number of merchants1,000

Avg monthly volume per merchant (€)€50,000

Expected crypto % of volume8%

€200,000

Saved in first year

€1,248,000

New annual revenue

Building In-House Breakdown

Development team€180,000/year

Compliance & licensing€50,000+

Infrastructure€30,000/year

Total first year€260,000+

Speed to Market

Launch in 1 week vs 9+ months of development. Start generating revenue immediately.

€0 dev team costs

Let us handle crypto & stablecoin complexity while you focus on growing your core payment business.

Access to licensed EMIs

Pre-integrated with licensed EMI/VASP partners under EU MiCA.

White-label payment experience for your merchants

Your brand on the front, our API in the back. Seamless merchant experience.

Built for Enterprise Scale

Focus on your customers while we handle the crypto complexity.
Product layer for invoicing, checkout, and SDK integration.

Instant Settlement

Real-time EUR/USD settlement. No waiting, no volatility risk.

Pure API, No UI Constraints

We provide the API, you control everything else. Build your own UX, use your brand, your domain—zero limitations.

Regulation Handled

Powered by licensed EMI/VASP partners operating under EU MiCA framework. Access blockchain capabilities without compliance burden.

Developer-First API

RESTful API with SDKs in Python, Node.js, PHP. Comprehensive docs and sandbox.

Global, No Borders

Accept payments worldwide. 30+ cryptocurrencies. No cross-border fees or delays.

Flexible Payment Options

Payment links, invoicing, checkout widgets, subscription billing. One API for all use cases.

Every decision-maker covered.

One narrative that works for your entire team. From pitch to production.

High-volume capability, zero chargebacks, strong revenue growth

REST API, 5-day integration, 3 calls to go live

Built to work with licensed EMI/VASP partners under MiCA

68% lower than cards, instant EUR, save €200k+ vs in-house

From 0.5% + network fee

Volume-based pricing with predictable costs.
Enterprise plans with SLA & dedicated support.

Lite

≤€150K monthly volume

€99

€0 setup

Up to €150K monthly volume
Standard support
API access
Basic reporting

Pro

€150K–€500K monthly volume

€499

€999 setup

Up to €500K monthly volume
Priority support
Webhooks & integrations
Advanced reporting

Enterprise

≥€500K monthly volume

Custom pricing

Contact for details

Unlimited volume
24/7 dedicated support
White-label solution
Premium SLA & custom integrations

Monthly platform fees + one-time setup fees. Network fees are pass-through.
Payout rails billed at cost (SEPA/ACH/SWIFT). KYC/KYB bundles included; overage billed per check.

API That Developers Love

Simple REST API. Comprehensive SDKs. Detailed documentation.
Your developers will thank you.

Complete Documentation

Interactive API explorer, code examples, tutorials

SDKs for Every Stack

Node.js, Python, PHP, Go, Ruby, .NET

Sandbox Environment

Test everything before going live

Explore API Docs

1// Install SDK
2npm install @itispay/node
3
4// Initialize client
5const ItisPay = require('@itispay/node');
6const itispay = new ItisPay('sk_live_...');
7
8// Create invoice
9const invoice = await itispay.invoices.create({
10  amount: 100.00,
11  currency: 'EUR',
12  order_id: 'ORD-123',
13  webhook_url: 'https://your-site.com/webhook'
14});
15
16console.log(invoice.checkout_url); // Payment link

Trusted by Financial Innovators

From PSPs to neobanks, leading financial companies use ItisPay to offer crypto payments without the complexity.

Ideal for Neobanks

Launch crypto accounts under your brand. Add stablecoin payment options via our API layer while licensed partners handle custody, compliance, and settlement.

White-label experience

Your brand on the front, our API in the back

New customer segment

Attract crypto-native millennials & Gen Z

Fast integration layer

Connect to licensed rails without complexity

Case Study: Digital Bank

European neobank launched crypto payments in 1 week with no development team.

Fast

Rapid customer adoption

Growing

Transaction volume

€0

Compliance costs

Perfect for PSPs

Add crypto as a payment method to your existing stack. Offer merchants better rates than cards, zero chargebacks, and global reach. No need to build crypto infrastructure or get licenses.

New revenue stream

Charge your own fees on crypto transactions

Competitive advantage

Offer what traditional PSPs can't

Zero integration risk

We handle all crypto complexity

Case Study: European PSP

Mid-size PSP with thousands of merchants integrated in 5 days.

Strong

Revenue growth

€0

Chargebacks

<1 week

To go live

Perfect for SaaS

Eliminate failed payments and involuntary churn. Accept payments from customers in restricted countries. No more declined cards or expired payment methods.

Zero failed payments

No card declines or expirations

Reduce churn by 15%

No involuntary cancellations

Access new markets

Accept payments from anywhere

Case Study: B2B SaaS

Enterprise SaaS platform increased LTV by 24% with crypto billing.

-89%

Failed payments

18%

Revenue increase

New countries

Built for E-commerce

Accept payments from 100M+ crypto users worldwide. No borders, no declines, no currency conversion fees. Perfect for digital goods, cross-border trade, and high-risk merchants.

Global payments 24/7

No banking hours, no weekends

Lower fees

0.5-1% vs 2.9%+ for international cards

No fraud or chargebacks

Perfect for digital products

Case Study: Marketplace

Global marketplace significantly reduced payment costs with crypto.

31%

Cart abandonment reduced

€420k

Saved on fees yearly

135

Countries reached

Common Questions from Payment Service Providers

What's the real ROI? How much can we save compared to building in-house?

You save €200,000+ in the first year alone. Building crypto & stablecoin infrastructure in-house requires:

2-3 full-time developers (€180k/year)
MiCA compliance and licenses (€50k+)
Infrastructure and security audits (€30k/year)
9-12 months before first transaction

With ItisPay, you pay €60k/year and go live in 1 week. Plus, you avoid ongoing maintenance, compliance updates, and the risk of regulatory mistakes. Our PSP clients typically see 15-30% revenue increase from new crypto-paying customers.

How do we handle regulatory compliance and licenses?

ItisPay is not an EMI or VASP. We connect to licensed partners. ItisPay is designed to work with licensed EMI/VASP partners in the EU under the MiCA framework. Licensed partners handle custody, fiat on/off-ramping, and reporting to regulators. ItisPay focuses on the product and integration layer for PSPs and fintechs:

Invoicing, checkout flows, and payment links
SDKs and APIs for stablecoin payment integration
Integration with licensed EMI/VASP rails
Partners handle Travel Rule, AML/KYC, and regulatory obligations

You add crypto payments without building a full crypto stack in-house, while licensed partners manage the regulatory side.

What about integration complexity? Will it disrupt our current systems?

Zero disruption - it's just 3 API calls. Our integration is designed to work alongside your existing payment stack:

API Endpoints

POST /api/v1/invoices                    # Create invoice
GET  /api/v1/invoices/{id}                # Check status  
POST your-webhook-url                     # Payment notification

Your existing systems remain untouched. We provide SDKs for all major languages (Node.js, Python, PHP, Go, Ruby, .NET) and a sandbox environment for risk-free testing. Most clients complete integration in 2-3 days, go live within a week.

How do chargebacks and fraud really work with crypto & stablecoins?

Simple: there are no chargebacks. Ever. Blockchain transactions are irreversible by design. Once a payment is confirmed (usually within seconds for stablecoins), the funds are guaranteed yours.

0% chargeback rate vs 0.6-0.8% for cards
No dispute management needed
No frozen funds or rolling reserves
Instant settlement to your EUR/USD account

This is especially valuable for high-risk merchants or digital goods where card chargebacks can reach 2-3%. Your merchants will love the certainty.

What's the actual customer experience? Will merchants adopt this?

It's actually easier than cards for customers. Here's the payment flow:

Customer clicks "Pay with crypto" at checkout
Sees QR code or payment address
Sends payment from any crypto wallet
Payment confirmed in 10-30 seconds
Merchant receives EUR/USD instantly

No card numbers, no 3D Secure, no declines. Merchants love it because they get lower fees (0.5-1% vs 2.9%+ for cards) and zero chargebacks. We're seeing 20-40% of international customers choosing crypto when offered.

How reliable is the infrastructure? What about uptime and support?

Enterprise-grade reliability with 99.95% uptime SLA. Our infrastructure is built for scale:

Multi-region deployment with automatic failover
Real-time monitoring and error logging API
Webhook retry logic with exponential backoff
24/7 dedicated support for Enterprise clients
Incident management and resolution tracking

Monitoring API

// Every event is logged and accessible via API
GET /api/v1/logs?event_type=error&date_from=2024-01-01

Built for high-volume processing with median response time under 200ms. Your technical team has full visibility through our dashboard and API.

Ready to launch stablecoin-first payments under your brand?

Stablecoin-first infrastructure with 1:1 EUR/USD backing. Deploy in 1 week. Built for high-volume PSPs and neobanks with zero volatility risk.